The Plan is intended to help provide you with retirement income. Plan data indicates that many Individual Providers take a break and return to work within 24 months. That\u2019s why if your account is $5,000 or more, even if you don\u2019t continue a career in caregiving, the Trustees have made it a priority for your account to be available only at age 65 or later. If a participant\u2019s account is less than $5,000 and the Individual Provider doesn\u2019t work for 24 months, the data shows it is likely they won\u2019t return to the profession, so the Plan distributes the funds so that they can consolidate their retirement savings. The good news is your money is still invested during the 24-month waiting period giving it an opportunity to grow. If you return to work with the same employer or a different employer that contributes to the Secure Retirement Plan within the 24-month waiting period, your contributions will automatically go into your existing account.<\/p>\n\n\n\n